The 21st Century ROAD to Housing Act – Investor Ban on Buying Homes
The 21st Century ROAD to Housing Act (passed by the Senate on March 12, 2026) is a landmark bipartisan bill designed to tackle the national housing shortage. While it contains many “supply-side” reforms, it is most famous for Section 901, titled “Homes Are for People, Not Corporations.” This section introduces a first-of-its-kind federal restriction […]
Multifamily Real Estate Investment Companies
Multifamily real estate investment companies are often grouped together as if they operate the same way, but the term actually spans a wide range of models, from deal-by-deal sponsors and private funds to curated platforms and publicly traded REITs. This article explains how these structures differ and provides a framework for evaluating sponsors, whose execution […]
Tax Benefits of Alternative Investments
Alternative investments are structured differently from traditional stocks and bonds, creating distinct tax outcomes that affect when income is taxed, how gains are treated, and how much of a return investors keep after taxes. This guide breaks down the tax mechanics and benefits of alternative investments across real estate, private credit, and private equity. Disclaimer: […]
Self Directed IRA vs Brokerage Account
Choosing between a self-directed IRA and a traditional brokerage account comes down to preferred account structure, tax treatment, and investment access, not performance alone. This guide compares self-directed IRAs and brokerage accounts to help investors understand when each account is most appropriate and how account choice can affect long-term portfolio strategy. Self-Directed IRA vs Brokerage […]
Real Estate Portfolio Diversification
In diversified portfolios, private real estate is typically positioned within the alternatives allocation as a structural component designed to behave differently from public market assets. Its role in real estate portfolio diversification is defined less by short-term pricing and more by how income is generated, how risk shows up, and how capital compounds over time. […]
Self Directed IRA Fee Comparison
Self-directed IRAs come with custodial fees that differ from traditional brokerage accounts due to the administrative and compliance requirements of holding alternative assets like real estate and private investments. This guide provides a structured fee comparison across major SDIRA custodians, breaking down setup costs, ongoing account fees, transaction charges, and asset-specific fees. Rather than focusing […]
Investment Portfolio Construction Strategy
Here’s an investment portfolio construction strategy using multifamily real estate and secured private credit to improve income stability and long-term compounding.
Real Estate Investment for Passive Income
While rental property ownership is often described as passive, the operational reality can differ significantly from that perception. In contrast, structures such as multifamily syndications, private real estate funds, and publicly traded REITs are designed to offer varying degrees of hands-off participation. This article provides a structured comparison of the most common real estate investment […]
Tax Benefits of Multifamily Investing
The tax advantages of multifamily investing are built into how U.S. tax law treats real estate income, expenses, and long-term ownership. Unlike wages, dividends, or interest, income from multifamily properties is shaped by non-cash deductions and timing rules that can significantly reduce reported taxable income without reducing actual cash flow. This article breaks down the […]
Cap Rates Compared to Interest Rates – How to Create Positive Leverage
Investors often ask about in-place cap rates on BAM Capital’s acquisitions relative to current interest rates. This relationship tells investors if the Sponsor is creating positive or negative leverage on these investments. While this question is fair, it doesn’t tell the whole story. Real estate is a cash flow business. The trick is to underwrite […]